Owning A Condo In Florida
Lauren Cote Lauren Cote

Owning A Condo In Florida

Condominiums, or condos, are a type of residential property that consists of individual units that are owned rather than rented. In Florida, condos are a popular choice for both primary residence and vacation home ownership.

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Title Insurance. Do I Need It?
Buy Lauren Cote Buy Lauren Cote

Title Insurance. Do I Need It?

Title insurance is important when purchasing a home because it protects you and your lender against any issues that may arise with the ownership of the property. These issues could include:

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EB-5 Immigrant Investor Program
Invest Lauren Cote Invest Lauren Cote

EB-5 Immigrant Investor Program

The EB-5 Immigrant Investor Program is a United States visa program that allows foreign investors to obtain a green card (permanent residence) in exchange for making a qualifying investment in a project that creates or preserves jobs in the United States.

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STRs & AirBNBs
Invest Lauren Cote Invest Lauren Cote

STRs & AirBNBs

Short-term rentals, such as those listed on platforms like Airbnb, are a popular option for travelers visiting Miami-Dade County. Here are a few things to consider when looking into short-term rentals in the area:

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Cash-out Refinance Vs. HELOC
Invest Lauren Cote Invest Lauren Cote

Cash-out Refinance Vs. HELOC

A cash-out refinance and a home equity line of credit (HELOC) are both loans that allow you to borrow against the equity in your home. However, there are some key differences between the two

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Selling My Home
Sell Lauren Cote Sell Lauren Cote

Selling My Home

You may want to consider finding a new home before selling your current one, so you have a clear idea of how much you'll need for a down payment and can plan your budget accordingly.

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Homeowner's Insurance
Buy Lauren Cote Buy Lauren Cote

Homeowner's Insurance

Decide on the type and amount of coverage you need based on the value of your home and personal belongings, as well as your risk of natural disasters and other hazards.

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Seller Financing
Sell, Invest Lauren Cote Sell, Invest Lauren Cote

Seller Financing

Seller financing, also known as owner financing, is a type of real estate transaction in which the seller provides financing to the buyer rather than the buyer obtaining a mortgage from a traditional lender. This can be a good option for buyers who may have difficulty qualifying for a mortgage due to credit or income issues, or for sellers who want to make the sale of their property more attractive to potential buyers.

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Working With A Buyers Agent
Buy, Rent Lauren Cote Buy, Rent Lauren Cote

Working With A Buyers Agent

Homebuying can be a daunting process, but having a buyer's agent on your side can make it much smoother. A buyer's agent is a real estate professional who represents the purchaser's interests in a real estate transaction.

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Breaking up with your landlord
Rent Lauren Cote Rent Lauren Cote

Breaking up with your landlord

Breaking up with your landlord in Florida can be a challenging process, but by following these steps and communicating clearly, you can end your tenancy smoothly and move on to your next rental in accordance with state law.

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Should I Wait To Buy A Home?
Buy, Rent Lauren Cote Buy, Rent Lauren Cote

Should I Wait To Buy A Home?

Ultimately, the decision to buy a home is a personal one and should be based on your individual circumstances and goals. It's a good idea to carefully consider all of the factors involved and seek the advice of a financial professional before making a decision.

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