
Owning A Condo In Florida
Condominiums, or condos, are a type of residential property that consists of individual units that are owned rather than rented. In Florida, condos are a popular choice for both primary residence and vacation home ownership.

Mortgage Documents Explained
The lender will typically request a copy of the borrower's credit report in order to assess their creditworthiness.

Title Insurance. Do I Need It?
Title insurance is important when purchasing a home because it protects you and your lender against any issues that may arise with the ownership of the property. These issues could include:

EB-5 Immigrant Investor Program
The EB-5 Immigrant Investor Program is a United States visa program that allows foreign investors to obtain a green card (permanent residence) in exchange for making a qualifying investment in a project that creates or preserves jobs in the United States.

STRs & AirBNBs
Short-term rentals, such as those listed on platforms like Airbnb, are a popular option for travelers visiting Miami-Dade County. Here are a few things to consider when looking into short-term rentals in the area:

Cash-out Refinance Vs. HELOC
A cash-out refinance and a home equity line of credit (HELOC) are both loans that allow you to borrow against the equity in your home. However, there are some key differences between the two

Selling My Home
You may want to consider finding a new home before selling your current one, so you have a clear idea of how much you'll need for a down payment and can plan your budget accordingly.

Homeowner's Insurance
Decide on the type and amount of coverage you need based on the value of your home and personal belongings, as well as your risk of natural disasters and other hazards.

What do Title & Escrow Comanies Do?
Title insurance is important when purchasing a home because it protects you and your lender against any issues that may arise with the ownership of the property.

Breakdown of Mortgage Payments (PITI)

Seller Financing
Seller financing, also known as owner financing, is a type of real estate transaction in which the seller provides financing to the buyer rather than the buyer obtaining a mortgage from a traditional lender. This can be a good option for buyers who may have difficulty qualifying for a mortgage due to credit or income issues, or for sellers who want to make the sale of their property more attractive to potential buyers.

What is Due Dilligence?
The due diligence period is a specified time frame during which a buyer has the opportunity to thoroughly review and assess a property before making a final decision to purchase.

Can I Get Out Of A Real Estate Contract?
There are several ways to get out of a real estate purchase contract in Florida, as outlined in the Florida Statutes. Here are a few options to consider:

Planning the sale of your home
There are a few factors to consider when planning the sale of your home and the purchase of a new one.

Working With A Buyers Agent
Homebuying can be a daunting process, but having a buyer's agent on your side can make it much smoother. A buyer's agent is a real estate professional who represents the purchaser's interests in a real estate transaction.

Refinancing. When Is The Right Time?
There are several factors to consider when deciding whether to refinance your property.

Breaking up with your landlord
Breaking up with your landlord in Florida can be a challenging process, but by following these steps and communicating clearly, you can end your tenancy smoothly and move on to your next rental in accordance with state law.

Negotiation Tips For Buyers
Here are a few tips for buyers negotiating in real estate transactions:

Should I Wait To Buy A Home?
Ultimately, the decision to buy a home is a personal one and should be based on your individual circumstances and goals. It's a good idea to carefully consider all of the factors involved and seek the advice of a financial professional before making a decision.